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The Little Red Journal began as as a place for me to write, then evolved as I ventured into veganism, minimalism, and finally, financial savviness and debt payoff. After regaining my health with a plant-based diet, I turned my attention to my husband's student debt. We paid off $17,000 in student debt in less than 18 months in April 2014, then found out that June that we were expecting our first baby. Within 7 months, we saved $16,000 to purchase our first home.

Join us as we continue our journey by applying minimalism to our everyday lives, keep a close eye on our budget, and share what we've learned along the way!


What are the benefits of minimalism and budgeting?

• Clarity—Define your personal goals and understand what you want from your life.
• Less stress—Reduce the time you spend shopping, laundering, and cleaning by owning less possessions.
• Connectivity—Spend more time with your partner, children, or close friends and family.
• Freedom—Lift the financial and emotional burdens from your shoulders by eliminating the debt in your life.
• Abundance—Find more money and stretch your dollars by evaluating transactions and spending more consciously.

Here are some posts to inspire you to being your own journey.

• Paying Off $17,000 in Student Loans (in Less Than 18 Months)
  One less bill to pay each month, and 100% profit on our college degrees. Doesn't get much better than that!
• Saving $16,000 in 7 Months to Purchase Our First Home
  We met our goal with only three months before my due date for our first baby.
• Losing 30 lbs. with a Plant-Based Diet
  How switching to a plant-based diet reduced my cholesterol by 80 points, helped me lose 30 lbs., and boosted my energy.
• Selling Your Crap, Paying Down Debt, and Doing What You Love
  The TEDTalk by Adam Baker that inspired us to pay off our student loans and live a more minimalist lifestyle.

Thanks for visiting and best of luck in your own journey!

Kelsey
The Little Red Journal